Deciding whether to return to school for a master’s degree can feel like stepping into fog with a flashlight. The idea of “leveling up” is seductive, especially if you’ve hit a plateau or sense a career ceiling. Behind that cap and gown fantasy is a hefty stack of variables—financial, emotional, and logistical. The answer, of course, isn’t the same for everyone. It depends on what you're solving for. Let’s walk through the seven biggest levers worth pulling before you say yes to the application.

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